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Re: DD date
There are a couple of companies that you can use to manage your finances. They work by estimating your total annual spend and then charging you a twelth of this each month. They pay the bills for you by direct debit so you always get the benefit of DD discounts even if you make your monthly payment by cheque. This also has the advantage of having the same payment each month, ironing out bills such as gas which vary quite a lot through the year.
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