This thread and that other one about unbundling have made me rather cross and I've possibly been a bit abrasive with some people, which I regret. So I am going to retire from both for a while, or at least try to be nicer in them.
All I ask in return is that people please don't flame around the place if told something that isn't what they want to hear. I might even agree with your view, but what I deal in is fact, and sometimes in life the facts ain't nice. I prefer not to deal in bull and just tell it like it is.