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Originally Posted by gary_580
No they werent, its not legally binding until its signed. Therefore they can take payment as long as you are paying however the contract is not truely alive until the proposer has signed the contract.
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As someone who used to work for Admiral I can assure that's not correct - when you get your initial policy it will state that unless you specify otherwise the policy will self-renew. They do have to inform you of this again 30 days before the policy renews but the only way to stop it is to tell them so.