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Originally Posted by AndrewJames
 whats insurance like for those living near these accident black spots? 
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Car insurance? Makes no differnce as they go on the postcode where you live, actuaries are more interested in your age, previous driving convictions (if any) and theft risk (hence the postcode request when you buy motor insurance)
Buildings insurance? Not sure, although I have heard that a resident near where I live has just been refused insurance as her front garden wall has been demolished 3 times in the past year due to 'barry boys' (aka Chavs) driving down the local dual carriageway too fast, then seeing the bend in the road too late

So far there are no serious injuries or deaths, but I'm sure it's only a matter of time