Quote:
Originally Posted by papa smurf
what's wrong with paying in full on the day of purchase, bank interest rates are pants, i like things done and dusted on the day of purchase.
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Nothing but I like to have available credit in case of emergency and in the case of credit cards you need to use them at least occasionally or they will get cancelled. So buying on a card and then paying it off solves that and improves your credit score while it is happening
Bare in mind I am poor with little savings so emergency credit can be a life saver at times