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Old Today, 17:24   #7821
Hugh
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Re: What have you just bought?

Quote:
Originally Posted by papa smurf View Post
what's wrong with paying in full on the day of purchase, bank interest rates are pants, i like things done and dusted on the day of purchase.
If that works for you, go for it…

We’re going to buy a couple of Parker Knoll recliner sofas next year - we can either pay £6-7k up front, or get interest-free credit over three years and keep the money in our ISAs earning 4.7%…

Also, if you are younger and going for a mortgage, a good credit score will mean you have a wider choice of mortgages at a lower rate.
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Last edited by Hugh; Today at 17:31.
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