Quote:
Originally Posted by thenry
Me neither. Spend what you have.  |
Credit cards are a very good way of improving your credit scores and increases your chances of getting better interest rates on any loan you do need in the future.
Strangely enough as long as you do not keep having hard searches the higher your available credit the better for your score. On top of that using your card for shopping and the like and then paying it off end of the month bolsters your score because it is showing a good credit history