Quote:
Originally Posted by Jaymoss
I do every now and then allow myself to pay a little interest. For example Paypal have given me a 2k credit limit. I often buy tech off ebay but normally only from firms I deal with normally and the credit charge on Paypal is monthly so say I buy something for £250 @ 12.9% but pay off £200 straight away and let then charge pennies interest on the £50 they have made a profit and it improves my credit rating and keeps me getting increases which in turn helps my credit score. I keep getting booting from cards that I had a long time that made no profit
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I've had the same 1 credit card for 20+ years and pay it off in full apart from the 2 times I forgot. I've no idea what my credit score is I've never checked but I would expect it to be very high.
Edit - I nervously just checked it in my banking app it says 673/710 so I guess I'm relieved nothing appears dodgy. Is 710 always the MAX score limit or does change?
Edit - it's the Max for TransUnion UK.