[Jaymoss]

I do every now and then allow myself to pay a little interest. For example Paypal have given me a 2k credit limit. I often buy tech off ebay but normally only from firms I deal with normally and the credit charge on Paypal is monthly so say I buy something for £250 @ 12.9% but pay off £200 straight away and let then charge pennies interest on the £50 they have made a profit and it improves my credit rating and keeps me getting increases which in turn helps my credit score. I keep getting booting from cards that I had a long time that made no profit