[Taf]

Years ago, I had to take my bank statements to the local office for "perusal" at least twice a year. And I had to take receipts for items such as winter coats for the twins, new shoes, school uniform, car servicing, etc., etc.

Even then, they were searching for cash and cheque movements in-or-out of my account, exposing any off-the-books work I could be doing.

I was told that they often targeted Carers, despite all the promises to make our lives easier.

I was also called into the office to "look for work" despite being a Carer meant spending at least 35 hours a week looking after our son.

Now they seem to rely more on the banks letting them know if "large" or "unusual" sums of money move through your account. They certainly tell HMRC of every last penny you earn in interest so that it can be taxed without the need for a tax return. And that'll be 22% now!