Originally Posted by Hugh

^^^
This

We only do this, or if it’s good value against comparative goods/companies, interest free credit (for example, bought my Pixel 8 Pro on interest free credit over 18 months with John Lewis, as they were also offering £125 off as well (cheapest on the market at that time), and just bought our replacement dishwasher on AO on interest free credit over 12 months) - I’d rather it was in my bank account than theirs (also helps keep our credit rating high, as all payments are by Direct Debit and credit cards are paid off in full each month).