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Originally Posted by Hugh
I would recommend everyone to check their State Pension forecast, to enable them (if they wish/can afford to) to remedy any shortfalls in NI contributions - it can be worth it.
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Since my wife gave up work to look after our granddaughter she has got "Adult Childcare" credits every year (in fact I will be filling in the forms for another year soon).
For anyone who hasnt heard of them ;
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These credits work by transferring the weekly National Insurance credit a parent or carer gets, as the Child Benefit recipient, to an eligible family member.
They can help to stop gaps in your National Insurance record.
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