[tweetiepooh]

Just a couple of thoughts:
Pensions - it is disheartening to see your pension worth less than the previous year despite adding money to it. The good old final salary pension is very rare, some colleagues who have been in the company since they were apprentices may still have them and 40 odd years can mean a nice pension but most of us are on defined contribution so we don't know what we are going to get at retirement. A state pension we have paid in for could be a vital part of our retirements.
Pensions would be in a better shape had not those running them raided the pots, and that goes for private and public pensions.


Tax - why not bring back tax on gambling, at least on more substantial amounts.