Damien

One of the reasons private healthcare is relatively cheap in this country is because it has the NHS as a backstop. The NHS takes on the expensive stuff which is largely when we're old although obesity and diabetes are expensive as well.

Private healthcare is good to avoid getting years-long waiting lists for non-urgent treatment and quicker access to specialists for things like cancer. I think they will also pay for some drugs not available on the NHS when it comes to cancer but that depends.