Hugh

Just completed tha annual joyfest that is Car Insurance renewal - the moan is about the amount of time and effort involved.

Our MultiCar policy was set to increase around £600 for 3 cars (Kodiaq, KA+, Focus), so I decided to shop around, and got my wife's KA+ reduced by £45, my Kodiaq reduced by £170, and my son's Focus* renewal price** by £280. I rang up our current insurer to see if they could price-match, but the best they could offer was around a £130 reduction on their initial renewal prices.

It's takes a bit of time and effort (even with comparison sites), and it's a bit more inconvenient to have three different companies to deal with, but for a saving of nearly £500, but it's definitely worth doing.

*he pays for his own insurance, but we pay it annually up front (to reduce the cost), and he pays it back by DD monthly

** his renewal had initially been raised by over £200. but he recently got a speeding ticket for doing 76mph on the Motorway, so this bumped it up another £300, from £690 last year to over £1200 this year