Quote:
Originally Posted by muppetman11
Why what difference would that make ?
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Off the top if my head. Aside from the obvious reason of giving a gift to someone for birthdays, etc, there are many people who don't want to use a credit card. For example, because they dont like giving out their card details or they find it easier to budget if it's not coming off automatically "out of sight". I've read numerous accounts of people losing track of subscriptions and paying for things they aren't even using anymore because there's no regular act being actively performed thst reminds them. And of course, some people don't, even can't, have credit cards.
And Debit Cards aren't always an option either, some services like AppleTV+ bizarrely don't accept Debit Cards. They even block certain access unless there's a credit (not debit) card in place as a verification procedure e.g. you can view TV+ on Apple devices and their Apps with a gift card payment but not on a web browser, which requires a credit card in place.