[Halcyon]

The house price increases have gone up a lot faster since Kirsty bought her house when she was 21! No wonder she got on the housing ladder quickly.


There is also the fact that back then there were most likely grants still available for university. Young people these days are coming out of education with mountains of debt even before their lives have fully begun.


Yes, there are a lot of luxuries that people could cut back on and I have seen many people lose money from just forgetting about services they pay for eg. spotify, netflix etc and basically paying for things they never use.
And there are so many companies that will still screw you over, for example if you have a phone on contract and then the contract ends and they just keep reeling in the money when you could be paying probably half of what you are paying.


You could argue that people should be aware of these things but equally businesses just want to make money off us and won't just stop taking your money.


I know that I would have found it very hard to get on the property ladder if I hadnt done it by coming together with my girlfriend at the time.


Sadly with costs of living going up and salaries staying put, I feel many young people will be stucki in the renting game where money just gets thrown out the window.


It is also shocking to see the terrible quality houses that get put up within weeks. For the prices people pay it is crazy!

Visited a new estate recently and saw what was described as a 3 bedroom house. The 3rd bedroom was basically a cupboard. I doubt you'd even get an adult single bed in there!