[mrmistoffelees]

Originally Posted by Carth

I've mentioned before that the wife & daughter both work in social care for the local council, and they've been working from home for the past 18 months or more.

During this time, the obvious unintended consequence of this is that I often overhear stuff I really shouldn't . . . and some of the things I hear regarding costs of providing a 'care package' using third party people/agencies (of which are the majority) are astounding.

Private care homes and private agencies employing care staff is where the money is going.

edit:


Some of the people needing care aren't yet at 'pension age', and many of those who are still have a partner living at home who, although capable of many things, finds it difficult to cope 24/7 with someone with a problem (dementia, mobility, blindness etc) . . . surely you're not advocating making those homeless by selling the residence, or do you mean taking the house off them when they die and giving the funds back to the Govt?

The latter, which is why I said partial equity release. I don’t see why someone sat on an asset worth for example 250k shouldn’t provide towards their care. This means that they’re making a contribution & there’s still something to pass on via inheritance