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					Originally Posted by Jaymoss  Bad drivers cause a hell of a lot more accidents than bad cyclists but yeah maybe some sort of insurance but it should not be a lot imo | 
	
 Many cyclists do have third party insurance.  It's included in the membership of British Cycling and Cycling UK, in bike-specific insurance policies (mainly used to cover theft), and if taking part in any organised cycling event.  It is very cheap because the risk is so low.