[Sephiroth]

Originally Posted by Jaymoss

You Sir must live in a different world to me posting like a 10K debt is easily managed

With my mortgage already paid, I'd have to take a mortgage loan for as many years as it would take to pay my gas bill equivalent to the lender.

A 4 bedroom detached home can easily cost £2,000 p.a. for energy, although I stand corrected in so far as my total bill is about £2,400 p.a. of which £800 is electricity.