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**Chris** · 12-08-2020, 22:44

I only have a credit card because for a while I had an employer I had to rack up fairly chunky expenses with. I keep it out of habit and just in case I ever do need a wedge I couldn’t immediately pay back but so far that’s never happened. I have a DD set up, with an instruction to clear the balance every month. That’s the norm, so if I needed to keep the money I’d go into the app and manually reduce the payment as a one off.

12-08-2020, 22:44	#6578
Chris Trollsplatter Join Date: Jun 2003 Location: North of Watford Services: Humane elimination of all common Internet pests Posts: 38,146	Re: Moans and Pet Hates part 8 I only have a credit card because for a while I had an employer I had to rack up fairly chunky expenses with. I keep it out of habit and just in case I ever do need a wedge I couldn’t immediately pay back but so far that’s never happened. I have a DD set up, with an instruction to clear the balance every month. That’s the norm, so if I needed to keep the money I’d go into the app and manually reduce the payment as a one off.