[adzii_nufc]

Some clubs do have considerable cash reserves. However, I pointed out and detailed how PL clubs could survive this fairly easily. That was with games going ahead behind closed doors though.

If we can disregard the stable clubs, Spurs, Newcastle, Liverpool (I think) and a few others. we reach standardised problems, too many to list but i'll give examples.

Problem A) Income - The main one, the top source of income in the PL is both prize money and TV money, accounting for up to 80% of some clubs. The league is now further away from finishing and on top of that, Sky nor BT can show games if they're not happening and they're undoubtedly holding onto the TV payments.

Problem B) Operating costs - Some clubs wage bill can be as high as 70% of their turnover. Doesn't take a financial expert to see how bad that can get really quickly.

Problem C) How clubs financially operate, a lot of clubs spend beyond their means and levy that against future money. Example: Newcastle spent rampantly under Freddie Shepherd, he borrowed money against future season ticket sales and anything else he could levy. PL clubs do this with TV money.

Problem D) Clubs that pay in instalments for transferred players. Teams with a negative or low cash balance will be unable to make their contracted payments to other clubs.

The list goes on and on and every issue links into each other. They all lead to increasing debts for a decent amount of clubs. Obviously the issue of teams with positive bank balances furloughing is one for the moral deciders.

Ultimately, the goal is the resume games behind closed doors at least. This gets the TV money flowing. I believe following that, the issues around the game in England can be solved fairly easily. Keep the 30% from PL clubs going and fund the Championship and below with it.