In fairness to the bankers, all capitalists given absence of adequate regulation will take the piss to extract as much money from the transactions they are involved in. Once you are playing with someone else's money (creditors, pension funds) or are underwritten by the Government you might as well make hay while the sun shines.
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https://www.opendemocracy.net/en/our...our-democracy/
Lies, damn lies and statistics.