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					Originally Posted by  Sephiroth
					 
				 
				Why would you ask that?  Where could this lead whether or not answered by OB? 
			
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 Seph, while we've had fun on the Brexit threads (and I mean that sincerely) you can't really filter other people's posts from scrutiny. He made a statement. I, and anyone else, can scrutinise it. 
It reads like he geninely believes people who have student loans elect to earn below the threshold because of a marginal rate of tax of 9% on those earnings. I've asked him to clarify if he believes that.