[Stephen]

Originally Posted by Chloé Palmas

I was going to say though, what about withdrawals? I mean given that a majority of customers use Visa debit / Electron (at worst, if those are still even issued?) then would it not effect ATMs? (I am only asking as I didn't even try to draw out money yesterday).

Only it is rather a compromising situation given that 99% of debit cards are all Visa based.

In fact Santander just recently announced that they were the first of the major banks to return to a MC debit card:

https://www.ft.com/content/7d6f5e48-...e-22951a2d8493

I can't C&P from that article as it violates the T&C of the Pearson group / FT but here is a more accessible link if you are not an FT subscriber:

https://news.sky.com/story/about-tur...-visa-11355944

This talks a lot about the discrepancy between payment processors.

Given the the processing system for an entire entity is Visa based, a failure from them does kind of disproportionately and unfairly effect MC I suppose. So technically MC users would have had to go to an ATM, draw out (off their debit card), then go back into a store and pay because a Visa PS failed. Seems pretty harsh but I have a conflict of interest given my visa cards / the products I have with them (even if the PS and PP trade as separate entities) so I am choosing not to be too angry about this (rather conveniently) after all, lol. (At least I am honest about it!) Sucks for Mastercard as a company.

Cash withdrawals are different to debit card purchases. They are done through your bank acc details rather than processed through Visa.

---------- Post added at 00:11 ---------- Previous post was at 00:09 ----------

Originally Posted by Kabaal

Hmm, just having a look at my account online and i seem to have a couple of triple transactions showing up in pending from yesterday. Only used the card twice, once in RS McColls for £2 and once in Morrisons for £8.70 so not huge amounts but both are showing as x3 so been charged £32 for them.

I'll leave it and see if they sort it out before they go from pending to done but i'd have been pissed if i'd bought something for a larger amount that got tripled and ate up my available balance.

Pending transactions reserved in error will usually drop back within a few days.