Quote:
Originally Posted by Bulky
Everyone shouldn't have the right to stay in a council house
Sorry but I'm not one to suffer fools , poor credit is generally due to spending beyond their means so why should they be rewarded with cut price housing ?. If people lose a job and can't pay a mortgage then fair enough they are entitled to help but why should this help be indefinite ? , why when they start earning good money again should they not stand on their own two feet and leave the nanny holding their hand ?.
One of the lads at work started work with us after becoming bankrupt due to losing his job , that was 5 years ago , he managed to get a private rental property but after a lot of heartache over the years now has his own house. It's all about whether you have the drive to leave the nanny and better yourself or just sit back and take advantage of the fact that the current rules on the benefit and housing situation in this country is far too easy to exploit.
---------- Post added at 20:35 ---------- Previous post was at 20:32 ----------
Just to add , the money for a decent car , and I'm talking from the experience in my area , very high end BMW and Mercs at £30000+ , either bought on pcp or not, any mortgage company would take you seriously when you're earning that sort of money.
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Some people might just have a bit of bad luck. Lose a job and miss a few payments on things otherwise totally managable.
Then even with two good wages coming in eventually, no mortgage lend will agree, cause computer says no, even if income says its easily affordable and private rent costs way more than a monthly morgage payment does.
So council or HA rent is more sensible to allow saving money.