I only have those two installed
If I just say "Xbox, go to Titanfall/Fifa 15" the game boots up and I can play.
I don't have auto renew on, haven't been charged and I received the cancellation email.
I'm not complaining though, I'll just keep playing those games until they realise and switch off access.
I'm going to renew for the year though when my Gold expires in a couple of months anyway