Ben, really, you should know by now that all today's youth are universally feckless wasters, whereas when posters in this thread were young everyone was working a 60 hour week for really low pay, living off rain water and mud and sleeping in sheds.
TLDR: Don't bother trying to explain modern reality to people who would've probably been entitled to cheap rent in some of the then-plentiful council housing before buying a house at 2.5 - 3.5 times a single income, and were likely in pretty secure jobs which actually had fixed hour contracts and didn't require a degree to earn a little below the average wage.
That the incomes of under-25s have dropped precipitously and will continue to is all their fault, nothing at all to do with outside factors.
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I think Sarah Wollaston has it spot on.
http://www.theguardian.com/politics/...arah-wollaston
I am increasingly concerned by what these changes are doing to the poorest.
http://www.theguardian.com/society/2...changes-report
There are way better ways of reducing the housing benefit bill than this.