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Originally Posted by Maggy J
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Some useful and interesting info. in those links.
From what I can gather then, Deadrie was asking for a cheque book. As cheques can be written without the funds available to meet them, the account would go overdrawn. As women weren't allowed to have credit without their husbands permission, I guess her husband would have to have authorised it first.
So at that time women could have a bank account without their husbands permission, but not one that could ever go overdrawn as there was no guarantor in place to pay any accrued debt. Laughable logic when you think about it in contemporary terms.
I was in a similar position when I was under 18 and wanted a cheque guarantee card to make my cheques more widely accepted. I had to have a guarantor in place to sign to agree to repay any theoretical debt before they would do this. This, the bank said, was because that legally any debt incurred by a person under 18 could not be legally recoverable.