yes, we can agree on somethings, it IS an emotive issue, as are so many things in life. Life is not based on data but emotions, what is love? How is that explained in pure data, it may be possible but it is beyond me.
As you say, each and every generation has called the younger generation feckless, but in my feckless years I did not begrudge the older generation their "benefits".
Perhaps I have a more caring attitude to life than your admitted "I'm alright Jack" stance.