Originally Posted by Escapee

martyh, it isn't 100% correct and that is a problem, as the MID do not claim that their database is 100% accurate. I did some research on this a few years ago, and whilst the MID was something like 97% or so accurate that still means that at any point in time thousands of cars on the road may not be on the database.

Also if the police may attempt to check with the insurance company out of hours, if they are unable to make contact it is likely that the vehicle will be impounded. The one company I was insured with only had a premium rate number during office hours and email for all other contact, I'm sure Mr Plod would be unlikely to accept my word for it that I'm legal.