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Originally Posted by banjo
As far as I know if you are driving the vehicle you are responsible for it being taxed mot'd and insured and the tyres being legal etc.
If the car is not taxed then you are uninsured oh joy
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Incorrect, having no tax on a vehicle does not make the insurance invalid ,i can think of no reasons at all why we need to display a tax disc
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Driving without current tax disc
If a car has no road tax then insurers are still obliged to pay out for all claims. Despite committing an offence by not having tax, this is irrelevant to the accident and the insurer. A car can legally be on the road without tax if it's going to a pre-booked MOT test - during which the insurance is not invalidated.
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http://www.parkers.co.uk/cars/advice...surance-valid/