I seem to remember hearing/reading somewhere that we no longer require to have house deeds. We recently paid off a second mortgage, to obtain the second mortgage it was a condition that we surrendered our house deeds to the lenders. The mortgage was finally paid off in September, despite requests we haven't has them back.
a) Should we expect to have them returned?
b) Would they be required if we decided to sell?
I'd appreciate your responses.
