[Tezcatlipoca]

Also:

Always bank your money! You lose a % of your cash when you die or get arrested, so make sure you always deposit it ASAP. Use the bank link on your phone's internet rather than an actual ATM, to avoid being mugged.

Buy a mask or other disguise. If you wear a mask/disguise when you commit a crime and get a wanted level, you can lose a star by removing the mask/disguise when the wanted stars are flashing. Handy if you like to rob gas stations.

The cops are much more aware and aggressive in Online than in Story Mode. In Story Mode, you can happily steal a car and never respray it... but in GTA Online, if a cop car sees you driving a stolen car that has not been resprayed they *will* come after you and it will quickly escalate...