[NitroNutter]

I believe there may be a saying which refers to fools and money becoming easily separated. Savings may not be attracting a good return at the moment but they are at least safe from the considerable risk present whilst markets take their time to stabilize from the false boom. You can also be sure if your desperate for a bigger return there's plenty out there more desperate than you to benefit from your losses.

Lets hope all those sold signs are not a result of a premature leap into more irresponsible lending/borrowing. Remember also any temporary/deferred mortgage relief governments are giving now will cost later and is clearly indicative of how the housing market is still grossly over valued. This certainly requires serious and painful consideration as once you have signed its too late.