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Re: surfboard 5100
If you are happy on 20mbit (the tier) and you are happy with the speed you are getting then stick with it dude. The modem can probably only use use one or two downstream channels so if you ever do have a problem with speed (congestion) or want to move up a tier you will have to move to the shub which is docsis 3 and it can load balance across more channels.
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