Quote:
Originally Posted by mertle
thanks my bank given us software online but secerity already high it interfered  .
We have password thing too if buy anything online they now second layer you go through. |
The 3D secure part when you buy on line is what makes buying on line the most secure way to buy.
Quote:
Originally Posted by mertle
Now the only thing about shops is if your asked password or question it could be recorded.
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You should never give out any passwords or security questions in a shop. The only place you should do this is by entering your pin number into a chip and pin machine. Or at the 3D secure stage of an on line transaction.
In a shop they should pass you the chip and pin terminal, and they should never handle the card.
With an on line secure gateway, the retailer won't even see the whole card number, and therefore can't record it.
Even if you pay over the phone the retailer should NEVER make a note of the security code.
Quote:
Originally Posted by mertle
In privacy in bank little easier to have that extra barrier.
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The 3D secure window on line comes direct from the card issuer.
Quote:
Originally Posted by mertle
The other is identity that again could be faked.
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Most secure gateways ask for far more information than the banks request. The banks could easily cross match all of the information, which would lower the chance of identities being faked.
Quote:
Originally Posted by mertle
The problem also is people themselves they dont want jump through hoops to shop. This why this stupid idea came from ease shopping. People hate queuing longer necessary hate pin, everything in speed.
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If all the information that is currently required by the secure server gateways was cross matched by the banks, then there would be no need for any extra levels of security.