toonlight thanks for this info very useful for others suspect too.
I wish kept my nexia now would looked into this got mate to do it he more mechanical bloke.
Citymatic not got any room to fit conversion sadly which well anoying get 2 bags shopping in its nearly creaking.
Downsized to be more economic fearing the error. Road tax is not changed stupid insurance penalised me for downsizing. 6 months at £56 insurance for citymatic. I had 6 months left on nexia so effectively 2 insurances.
Told them old one went to scrap should told them could not afford there high insurance.

Thats Zurich for you its cheapest I have been able to get around last time I renewed maybe should threatend to walk been with them since they bought eagle star.