this list makes depressing reading.
http://nds.coi.gov.uk/content/detail...08&SubjectId=2
In my own personal opinion the current flaws with welfare are.
1 - age discrimination thresholds, which is the single room rate on LHA/HB, cold weather payments, as well as age addition on IB.
2 - huge amounts of child benefit of which child tax credit is the main culprit, these are what hit the media headlines.
That page has a detailed list of welfare changes, not everything is listed but a lot of it is.
What stands out is.
Single childless people have been targeted (even tho they the currently most vulnerable group) by raising the single room rate age discrimination to 35. The savings of it listed is tiny. In addition working tax credit is frozen not even increasing with inflation.
Child tax credit will actually be increased above inflation. With all the media attention drawn to benefits they are increasing the most generous benefit.
Cold weather payments getting an increase which is of course a age limited benefit.
Extending help to those with mortgages.
So they have targeted help to those with children, pensioners and homeowners. All looks politically motivated to me, doing what wins votes, or rather stems the losses of votes.
eg. they have a cut listed worth 385million which is apparently unaffordable but the child tax credit increase will cost half a billion per year. Which is what I meant earlier when I said the word unaffordable is misused.
There seems to be a mindset if someone is single, childless, ill they are the ones to live in poverty.
Also look how pitiful the savings are for the 26k cap, which shows how few actually will be affected for what the media made look like was widespread.