Quote:
Originally Posted by chrisidaho
This post is so inaccurate it is untrue. I reply mainly because I fear an at risk employee could be scared by the inaccuracies you state.
1. IB is a legacy benefit. Someone losing their job now would not be able to claim it. It was replaced some time ago by ESA (employment support allowance) regardless the chance of someone moving directly from a job (fit to work) to ESA is minimal they would most likely move initially to JSA
2. Most employees made redundant would be entitled to contribution based JSA. This is non means tested and therefore unaffected by savings regardless of size. You are entitled to this for 6 months because you have paid NI as an employee and it is there to provide support whilst out of work. The vast majority of people not eligible for this are due to not contributing sufficiently to NI and therefore probably not employed for two years plus and therefore not entitled to redundancy.
3. Even this government are not so vicious to stops the benefits of those who are sick/disabled. They want to move people who they deem as fit for some type of work off IB OR ESA to JSA and "encourage" them into work with support
I work in a job centre on a weekly basis and whilst the staff there are realists and tough with claimants they believe to be evading work people made redundant would be supported to the best of their ability and certainly not given another kick on top of the pain of losing their job.
As other have said I really believe you should drop this, as it is evident you are gaining your expertise in this area from daily mail headlines....
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To clarify the points you have made:
1) No-one has mentioned Incapacity Benefit. JSA/IB stands for Income Based Jobseekers Allowance.
2) You are correct about Contribution Based Jobseekers Allowance (JSA/C), but I was trying to keep things simple. Most people will be affected if their savings exceed £6,000. This is mainly because:
- JSA/C will not be enough to live on, so they will need to apply for JSA/IB too. This particularly affects those with a mortgage, after the qualifying period has been satisfied.
- People in rented accommodation will have to claim Housing Benefit/LHA. This is means tested.
-People responsible for Council Tax will have to claim Council Tax Benefit. This is means tested.
3) The Government intend to reassess every sick and disabled person in receipt of health related benefits.
There will be three outcomes:
A) They will be found completely fit for work and transferred to JSA/IB or JSA/C and be required to actively seek/be available for work.
B) They will be found capable of doing work of some sort and put into the "work focussed" group. Discussions are currently taking place to end contribution based health benefits for these claimants after one year.
C) They will be found unfit for any work, put into the ""support" group, unless they want to be put into the "work focussed" group voluntarily and may continue to claim contribution based health benefits indefinitely.
It is widely expected that the vast majority of claimants will fall into categories A or B.
My knowledge comes from being part of a consultation panel to the Government about various work related issues.
It is worth noting that, instead of benefits being increased by the lower CPI, instead of the higher RPI, as was announced earlier, they are now very likely to be frozen.