Try to go for Life Time cover as some of the cheaper quotes you will come across will only pay out a set amount for any illness and once you have reached that limit cover ceases. OK for one off problems but cats can get conditions that can last for years. Once you have exhausted your cover other insurers will refuse to cover for that illness as they will rule it to be a pre-existing condition. Also think seriously about the total amount per year that you are covered for, a broken leg can rack up the £s.
Some companies are happier paying a Vet direct, such as
Pet Plan which means you would only need to pay any excess up front and it may pay you to have a word at the Veterinary Practice you plan to use to see which companies they recommend and deal with, though be aware that the Vets will understandably favor Insurers who pay them direct as their fees will be guaranteed to be covered.
I have also seen good reports about
Vets Medicover
I am with SAGA and can recommend them as a company to deal with. Fast payout and no pillar to post passing you around when you phone them up.
I also have a link to a comparison site you may not have seen as it was compiled by a member of a Pets forum I visit.
http://comparepetcare.co.uk/cat-insurance/
Good luck sorting out your insurance and be prepared to tear your hair out trying to compare like for like, I almost lost the will to live.
Oh and don't forget to post a pictures.
add, just come across this article on Money savings expert which covers a lot of ground.
http://www.moneysavingexpert.com/ins...nsurance-costs