Quote:
Originally Posted by AdamD
We don't have 3k, but we had intended on renting his room out when he left, to pay off that debt
We CAN apply for a "Change of borrower", but she said it'd be unlikely we'd get it, because they assume we can't afford the mortgage (even if we switched to interest only)
They do understand, now, because up till today, he's been feeding them non stop lies it seems.
Gonna see about applying for the mortgage rescue scheme in the mean time, as she also told us legal action due to non payment/arrears was gonna happen very soon.
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Not sure what the best course of action is. First off, you need to start paying that mortgage again, assuming you haven't already done so. Next, you need to get your lender on-board, so hopefully they will work with you rather than against you. I would see about making another appointment with them to try and sort out a solution. Above all, be honest about what happened and what your plans are. I would imagine that it's not in the lender's best interest to start legal action either, so hopefully, they will help in finding a suitable solution.