[candy1567]

Hi Adam

as much as i have every sympathy for u and ur dad, there a ways and means to get the support all 3 of u need at this difficult time.

The first is a try to obtain a gp referral to psych services to assess if and wat is actually goin on with ur uncle, if mental health issues are found the report can and will suspend any action the morgage company will take giving u time to sort out the arrears on the morgage. It will also provide support either medical or social/environmental for ur uncle.

I also dont think its appropriate for u to post pictures of ur uncles bedroom onto the internet, this is his private domain, yes i agree that u seem to be in a no win situation, but u have to go through the right channels to get a resolution to the problem and while i can understand ur frustration and now the horror of loosing ur home, but it is wrong to post the pictures of his personal domain. Yes u need to vent ur frustration i understand that, but not to post pictures of his bedroom.

Have u thought about approaching this from another angle, go to the gp urself, state how this is effecting u and ur dad, tell him that u are to become homeless , get as many professional ppl on ur side as possible, it all goes for u at the end of the day, if all are singing from the same song sheet then the morgage company cant ignore, in these bad financial times, the morgage company want their money, they dont want u to sell ur house as they will loose money, they want u to stay put.

How about a transfer of ownership where u and ur dad are responsible for the payments with an extra monthly sum to pay off the arrears, if they go for reposession, the courts will look at ur case indepth, and if u have evidence of ur uncles behaviour, logged records, and reports from say ur gp, that will go in ur favour.

U need to gather as much evidence as possible as a turn around is possible at the 11th hour, but u need facts, not his said this, he done that, keep a log, write how many letters u recieve, write about his bizzare behaviour daily etc and also state how its effecting u and ur dad, this will also support u in the application for social housing should the need arise as u have not made urself intentionally homeless.

Sorry for the long post, i just think this is a very sad situation to be in and i cant even comprehend wat u all must be going through, but u must go down every avenue possible, the legal route will only work if u have enough evidence, ie, social work reports, mental health/gp reports to back up wat u are saying about ur uncle, and if indeed u do get a diagnosis to support ur uncles behaviour then again this will go in ur favour.

Juliex