Quote:
Originally Posted by Zee
that dell was bought on credit... :P
well i contacted fitness first who said i owe about £92 so i paid 50% now and then 50% in about 3 weeks. dont know what this collection agency is on about though.
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well thats a mistake the dca will still be on your case as it was passed to them
---------- Post added at 14:59 ---------- Previous post was at 14:54 ----------
Quote:
Originally Posted by Zee
I had canceled my fitness first membership a few months ago before the contract had finished, i told them in person and the woman agreed to cancel it.
But now im receiving letters from the debt collection agency saying they may put my name on the register of country court judgement if they make a claim in a county court.
The balance is £239.20, what can they actually do or are these just baseless threats?
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They can not just put your name on the register it does not work like that. Judgement has to be made against you.
First thing you should always do is demand written evidence that thay have rights to collect this debt. If they can not or will not supply this information blank em
Also do you have any sort of access to equifax or experian? My credit card gives me reports of changes to my file. If they have not done anything to your file they most likely would never take you to court