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grandmaster · 03-03-2011, 14:14

I use my card for a lot of things but it gets paid off every month.
It is so easy though to hand over the piece of plastic and walk out with your goods, same with credit at stores etc, sign a piece of paper and walk out.

I once got stung when I was 18.
I bought a car stereo on credit, missed a couple of payments and fell behind.
In the end I think I spent 600+ on a £200 car stereo, I vowed never to do that again.
The only debt I have now is my mortgage everything else I save up for and that is what my son is taught. Save your pennies and you can buy whatever you want.

03-03-2011, 14:14	#4
grandmaster Inactive Join Date: May 2005 Location: Nr Manchester Age: 48 Posts: 1,109	Re: Don't spend money, use a card.... I use my card for a lot of things but it gets paid off every month. It is so easy though to hand over the piece of plastic and walk out with your goods, same with credit at stores etc, sign a piece of paper and walk out. I once got stung when I was 18. I bought a car stereo on credit, missed a couple of payments and fell behind. In the end I think I spent 600+ on a £200 car stereo, I vowed never to do that again. The only debt I have now is my mortgage everything else I save up for and that is what my son is taught. Save your pennies and you can buy whatever you want.