[techguyone]

Something to think about

Because I too have experienced massive upward shifts in policy costs (and I have a gazzilion years of no claims, I'm 45, not in a 'risky' profession, low crime postcode, own drive etc etc)

I'm failing to understand why:
Theres more cars on the roads (more premiums paid)
The roads are safer than ever (statisticly less accidents, 'safety cameras' etc etc
ANPR cameras monitor all traffic and it's relatively easy to see who's not got tax, insurance etc.

In conclusion, more cars, more premiums paid, less pay outs.

So why the heck is my (and everyone elses premiums going up???

And while I'm on the subject, what's with this persvasive 'creep' of privacy invasion.
Now all the policies say 'do you have a criminal record' no, not traffic violations which is a fair question, but *any* criminal offence.

I'm a believer in that; If a product or service is relevant to that kind of vetting, that's fair enough. e.g. you wouldn't want a paedophile working in a school say. I fail to see why an insurance company needs to know if you have a criminal record or not beyond traffic violations. (I don't incidently)

---------- Post added at 11:28 ---------- Previous post was at 11:24 ----------

Actually, I wish there was a regulator for insurances like the Off's for other industries. OffInsure or something, because I believe these people are just blatently profiteering. Unless anyone has any evidence to disprove that.