Quote:
Originally Posted by Ignitionnet
Direct transfer - doable online, over the phone or in branch. It's like a cheque without the paper and money is in the recipient's account in 2 hours.
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I use that myself sometimes ,not as convenient as a cheque but certainly an option for some .I have no doubt that cheques will become redundant and i have no problem using a debit card as a replacement it's the older generation that will be inconvenienced but that will sort itself out naturally,i haven't written a cheque for about 4 years there is no need for them as there is nearly always the option to pay by debit card ,the charges for using it need to be abolished though