[weesteev]

I wouldnt trust Equifax as far as I could throw them. Experian always have a more up to date credit score for me and results of any credit I have applied for have always reflected the Experian file rather than Equifax.

Experian give you 30 days free at crediexpert.co.uk as well which is nice, but Paul has a point... dont just trust one credit agency as they all take data from different sources resulting in varying credit file results.

Also, how long you have paid your VM bill for is irrelevant, Virgin Mobile is a seperate entity with a different credit scoring system at the moment. Whoever processes your order will only have the results of the credit scoring to go by, no further detail is disclosed as to why you pass/fail.

HTH