Quote:
Originally Posted by AdamD
We can't buy him out, we don't have the money for it
And even if either my dad or I took over the payments, there's no telling if he'll "accidently" forget to pay US, then we'd be in debt.
The only option I can think of right now is to sell up, I think we're both at the point of not caring what happens to our credit, or the house itself, we just don't want to live with him, he's....well there are no words to describe what a waste of space he is.
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If he defaults paying you and you have a record say for instance a bank statement, this can add weight to your argument to buy him out in future. Don't give up, its hard work but to keep your credit rating protected for future is important as you're only young (I'm assuming that because you're living with dad) and will want your own mortgage at some stage.