[danielf]

Originally Posted by Hugh

Keep digging.......

I have to say that Flyboy does have a point. Ideally, one would make sure that the savings one has are sufficient to tie one over for a reasonable time so you can take action like selling the car and house if needed. The fact they couldn't suggests they were spending a bit more than they should. The fact that they don't smoke or drink is neither here nor there. Perhaps their mortgage was a bit higher than they could really afford.